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Annual ETCU
Financial & GTA Golf Tournament!
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ETCU
Scholarship!
DESCRIPTION OF SCHOLARSHIP: (Application
Form)
The ETCU Scholarship is awarded
to any member of the credit union or
their immediate family who is
pursuing post-secondary education.
This year, the ETCU Scholarship
Committee will award at least 3 -
$1,500 scholarships according to the
criteria below.
CRITERIA:
The ETCU Scholarship Committee
will evaluate nominees based on the
following selection criteria:
-
 The
candidate must have graduated
from a recognized accredited
secondary school;
- The candidate must have been
accepted to a recognized
post-secondary educational
institution for studies;
- The candidate must have
demonstrated a financial need;
and
- The candidate must submit a
one page letter (maximum 350
words), indicating why he/she is
worthy of the scholarship. Note:
students declared exceptional by
an I.P.R.C. will be considered.
DEADLINE:
Applications and all relevant
information must be submitted to the
credit union no later than August
18, 2010. Scholarships will be
awarded at the Annual General
Meeting in September 2010.
Applications can be downloaded
here, or are available at the
credit union office. |
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Did You
Know?
Here is a list of some
interesting statistics at ETCU:
-
 There
are now over 12,000 monthly
visits to our home bank facility
as compared to around 5,500 two
years ago. The most popular
function in homebank is
balance/statement enquiries,
followed by transfers and bill
payments.
- The most popular savings
vehicle at ETCU remains dividend
savings, followed by
index-linked term deposits.
- Over 70% of our membership
has either direct deposit,
payroll deduction, or an
electronic deposit coming into
the credit union.
- The number of members using
electronic statements as opposed
to paper statements has
increased 25% in the last two
years.
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CHIP
Technology...on
its way!
 ETCU Financial,
in cooperation with Threshold
Financial Technologies, is
transitioning to CHIP - a new
generation of card technology that
will make a safe payment system even
more secure. The new "smart" cards
will contain an embedded microchip
that will put the power of a
computer onto your card. The
microchip will give your card the
ability to store and process data,
providing additional layer of
security against debit card skimming
and the protection of counterfeit
cards.
ETCU expects new MemberCards with
Chip Technology to be delivered to
members before the end of 2010. Stay
tuned!
Learn more
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E-Statements...safe
and good for the environment!
 ETCU Financial
has been offering e-statements since
2005. Many of our members who do
online banking and pay their bills
electronically have opted for this
service. Statements are available
through the Homebank link on our
website. Not only is the choice
convenient and
environmentally-friendly, it also
reduces exposure to loss or theft.
Personal documents sent by regular
mail may be lost or stolen, and if
they end up in the wrong hands,
could be used for identity fraud.
To sign up for e-statements, we
need your written authorization to
stop mailing paper statements, and
we'll show you how to get your
statements online. Call the credit
union for further details.
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CUMIS
Home
& Auto Insurance
ETCU Financial is teaming up with
CUMIS Insurance to offer members
home and auto insurance. Click the
logo below to take advantage of
their free, personalized online
quote service or to apply for
coverage. There is no obligation for
members.
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ETCU Tax Free Savings Account (TFSA)
 Get
ready to enjoy tax-free
returns!
You can save tax-free and still have the flexibility to withdraw
your savings at any time*, for any purpose – it’s your choice.
- Contribute up to $5,000 each year starting January 2009.
- Choose from a range of investments like savings accounts, GICs
and mutual funds.
- All the income (interest,
dividends and capital gains)
earned in your TFSA are tax-free for life.
- You
can withdraw from your TFSA at any time, for any reason and all
withdrawals are tax-free.
You’ll be surprised at how much you will save and how quickly your
tax-free savings can add up. Try the
TFSA Calculator to see how the ETCU TFSA can save you!
*certain conditions may apply
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Announcement!
...new
surcharge free ATM network in the
US.
It is our pleasure to let you know
that effective March 17, 2008,
Ficanex Services has enrolled
ETCU Financial in a new surcharge
free ATM network in the United
States. Complimenting the existing
190,000+ Exchange network ATMs in
the US, this new network identified
as No SUR!, is also managed by our
US partner, Fiserv EFT.
Learn more
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Be
Ding-Free!
ETCU
Joins The Exchange Network!
 On
October 23, ETCU Financial
successfully converted its ATM and
POS switching transactions to The
Exchange Network. The banks and
credit unions on The Exchange
Network have agreed to never charge
each other’s cardholders surcharge
fees, for withdrawals or deposits!
You will never pay any additional
fees to access your own money if you
use another participating financial
institutions ATM. Yes, you still
have to pay normal account fees, but
that’s it, nothing extra! This truly
means that credit union members can
use the banks ATM’s on The Exchange
network without incurring any
surcharges, like that annoying $1.50
convenience fee. Just look for The
Exchange logo at or near the ATM to
be ding-free.
The
Exchange Network
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Debit Card
Cancellation
Hotline Service!
Security is top of mind for ETCU
Financial and their cardholders. It
is imperative that cardholders have
the ability to protect their funds
against potential fraudulent
activity due to lost, stolen, or
compromised debit cards.
Learn more
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