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The 11th
Annual ETCU Golf Tournament!
 August
19, 2008 at Tangle Creek
Join us for a great day of golf
on Tuesday, August 19, 2008 at
Tangle Creek Golf Club in Thornton
(near Barrie). Help us raise funds
for the ETCU Scholarship Fund
(that’s us!) and for the Ontario
Credit Union Charitable Foundation
(that’s a good cause!). Plus, you'll
have a fun day with great people
(that’s you!).
For details
click here
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Hey students!
Need some help with tuition?
 Apply
for an
ETCU Scholarship
 The
ETCU Financial Scholarship is
awarded to any member of the credit
union or family member who is
pursuing post-secondary education.
Each year an ETCU Scholarship
Committee will award 3-$1,500
scholarships according to selected
criteria. Application deadline is
August 15, 2008.
For an application
click here
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Making
On-line Bill
Payments…A
Matter of Timing!
Many of our members have grown
accustomed to the convenience of
on-line banking and use it daily for
their banking needs. One of the most
popular features is making bill
payments. Members easily bring up
their account on their computer and
instantly pay a bill such as
telephone or credit card or taxes.
Alternatively, bill payments can be
set up to be paid on a future date.
When this option is chosen, members
should be aware that our computer
system searches for bill payments to
be made first thing in the morning,
i.e., 12:01 a.m.
Learn more
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Announcement!
...new
surcharge free ATM network in the
US.
It is our pleasure to let you know
that effective March 17, 2008,
Ficanex Services has enrolled
ETCU Financial in a new surcharge
free ATM network in the United
States. Complimenting the existing
190,000+ Exchange network ATMs in
the US, this new network identified
as No SUR!, is also managed by our
US partner, Fiserv EFT.
Learn more
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Be
Ding-Free!
ETCU
Joins The Exchange Network!
 On
October 23, ETCU Financial
successfully converted its ATM and
POS switching transactions to The
Exchange Network. The banks and
credit unions on The Exchange
Network have agreed to never charge
each other’s cardholders surcharge
fees, for withdrawals or deposits!
You will never pay any additional
fees to access your own money if you
use another participating financial
institutions ATM. Yes, you still
have to pay normal account fees, but
that’s it, nothing extra! This truly
means that credit union members can
use the banks ATM’s on The Exchange
network without incurring any
surcharges, like that annoying $1.50
convenience fee. Just look for The
Exchange logo at or near the ATM to
be ding-free.
The
Exchange Network
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Credit Union
Mastercard
not
valid in some countries!
 Credit
Union MasterCard holders can no
longer use the cards in some
countries. Countries with volatile
political situations including Cuba,
Iran, Myanmar, North Korea and Sudan
are amongst those where the card
cannot be used.
The cards, issued by CUETS Financial
Ltd., were valid in these countries
until MBNA Canada Bank took over
CUETS on October 1. MBNA is a
subsidiary of Bank of America and is
subject to American trading laws.
Travelers who are uncertain as to if
their card will be honoured at their
destination should contact
MasterCard directly.
Read more in the
latest Newsletter »
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Credit Unions
Tops Again
in Customer Service!
 For the third year in a row, an
independent survey of thousands of
Canadians has shown that credit
unions rank first in overall quality
of customer service. The 2007
Synovate Customer Service Index
found credit unions ranked ahead of
all banks and other financial
institutions in the following
categories:
- Overall quality of customer
service
- Values "my" business
- Staff service at "my" branch
- Information handling and
communications
- Financial products and
services
See what
ETCU Financial can do for you!
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