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ABOUT ETCU FINANCIAL
 ETCU Financial Credit Union Limited
is a cooperative, owned and operated
by its members. This is what
distinguishes the Credit Union from
other financial institutions.
Members put their money in a variety
of savings accounts, and that money,
in turn, is lent to members. After
operating expenses and reserve
requirements are met, loan income is
returned to all members in the form
of dividends and comprehensive
financial services.
ETCU Financial
is governed by a
Board of Directors
that establishes and reviews policy.
The Directors are Credit Union
members who are elected by the
Membership and serve for a period of
3 years. Every member has one vote
at the annual meeting in the fall,
regardless of how much he or she had
on deposit. At the Credit Union,
there is no select group of
shareholders that profits more than
anyone else. All Members profit --
individually and collectively.
Member participation in the Credit
Union helps promote the sense of
community upon which ETCU Financial was
founded. Members can make a
difference because they have a
voice, they're not just a customer
with an account number, but a voice
to be heard. Staying in touch with
members is the key. Members provide
feedback to Credit Union management
about requests for new products or
services. In addition, the quarterly
newsletter, Common Cents, helps
members with general financial
information and the latest news
about Credit Union operations. |
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MEMBERSHIP
Membership
in ETCU Financial is open to
employees of any educational
institution in Ontario. This
includes teachers, administration
staff, custodians...and their
families.
Joining
the credit union means you
become more than just a
person who utilizes the
financial services. You
become an owner.
To activate a
membership, each member/owner is
required to purchase credit union
shares. This done very simply by
depositing $50 into a "Capital
Share" account at the credit union.
Once these shares have been
purchased a member becomes entitled
to utilize the credit union's full
range of financial products and
services.
 New Member Application |
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OUR MISSION
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To put
our members first in all
things. |
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To
provide a full range of
contemporary financial
services at competitive
rates. |
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To share
the benefits of success with our
members and their community.
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Front Row:
Earl Hogben, Catharine Lewis, John
Woolfrey
Back Row:
Bernie Burley, John Gardiner, Dave
West, Brent Bailey, Stan Shack, Dave
Lewis |
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