GO HOME! WE'LL HELP!

When it comes to financing the largest purchase you'll ever make, you want to be completely confident you're making the right decision. ETCU Financial offers our members a full range of “discounted” loans and mortgages and the expertise to help you choose.

Up to 25% of the principal balance may be prepaid once a year and payments can be doubled on any and every payment date. There are no renewal fees and optional life insurance is available.

Download Brochure  Online Mortgage Application

MORTGAGE FEATURES!

• 1st and 2nd conventional mortgages.

• MERITline Home Equity Line of Credit: Flexible borrowing for homeowners. Borrow what you need, when you need it.

• CMHC insured mortgages: typically offered with a fixed interest rate, a term of five and an amortization period of up to 30 years.

• Open mortgage: A fixed or variable rate mortgage that allows you to pay back the borrowed funds without notice or penalty.

• Closed mortgage: A mortgage where the terms range from 6 months to 5 years with generous prepayment privileges.

• Variable rate mortgage: The interest rate is usually compounded monthly and fluctuates with the prime rate. The VRM is fully open meaning extra payments of any amount can be made without incurring penalties.

• Online Mortgage Application