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CURRENT RATES

ETCU Financial | Current Saving & Loan RatesThe credit union offers competitive rates on a full range of loans and mortgages to its members. Rates are subject to change without notice. Rates effective: June 27, 2008. Please contact the credit union for current rates.

 
 
 

"DISCOUNTED" MORTGAGE RATES

Term

Discounted Rate Description
Variable Open 4.75% Variable rate
6 Months Closed 5.45% Fixed rate
1 Year Closed 5.45% Fixed rate
2 Year Closed 5.45% Fixed rate
3 Year Closed 5.65% Fixed rate
4 Year Closed 5.99% Fixed rate
5 Year Closed 6.09% Fixed rate

LOAN RATES

Type of Loan

Rate

Description
Personal Loan 4.75% - 13.75% Variable
Line of Credit Loans 7.75% - 12.75% Variable
MeritLine LOC 4.75% - 7.75% Variable
Prime Rate 4.75% Fixed

DEPOSIT RATES

Account Rate Description
Ordinary Savings 3.40%* (at previous mo. end)
Plan 24 - Daily Interest 0.25%  
Personal Chequing    
$0.00 to $499.99 0.00%  
$500.00 to $1499.99 0.00%  
$1500.00 Plus 0.10%  

TERM, RRSP & RRIF DEPOSIT RATES

Term

Rate Description
30 - 59 Day 1.75% Fixed rate
60 - 89 Day 1.75% Fixed rate
90 - 119 Day 1.80% Fixed rate
120 - 149 Day 1.80% Fixed rate
150 - 179 Day 1.80% Fixed rate
180 - 269 Day 1.90% Fixed rate
270 - 364 Day 1.90% Fixed rate
Variable 0.25% Variable
1 Year 2.25% Fixed rate
2 Year 2.60% Fixed rate
3 Year 2.85% Fixed rate
4 Year 2.95% Fixed rate
5 Year 3.20% Fixed rate

 

 
 
 
 

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE

DIVIDENDS ARE PAID ONCE A YEAR EVERY SEPTEMBER AND ARE DEPENDENT UPON THE NET DISTRIBUTABLE INCOME AT OUR FISCAL YEAR END OF JUNE 30TH, AS DETERMINED BY THE AUDITORS AND APPROVED BY THE BOARD OF DIRECTORS. THROUGHOUT THE YEAR, THE DIVIDEND RATE FLUCTUATES AS TO THE FINANCIAL PERFORMANCE AND LEGISLATIVE REQUIREMENTS OF THE CREDIT UNION. THE ABOVE STATED RATE INDICATES WHAT THE CREDIT UNION COULD HAVE PAID AT THE MOST CURRENT MONTH END BASED UPON UNAUDITED FIGURES AND SHOULD BE CONSIDERED AS A GUIDE ONLY. THE ACTUAL DIVIDEND PAID AS AT OUR YEAR END IS NOT A GUARANTEED RATE, AND MAY NOT BE THE DIVIDEND RATE AS STATED ON THIS PAGE.

 
 
 
 
 

 

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Email: info@etcu.com | Tel: 416.622.8500 | Toll-Free: 1-877-337-8500 | Fax: 416.622.0610 | Digi-Tell: 416.622.2044
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